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In the current state of the economy, about 2,600 Americans a day file for bankruptcy. Others are turning to a financial quick fix called payday loans. They ve now grown into a $59 billion industry. But six states - Arkansas, Georgia, New Hampshire, North Carolina, Ohio and Oregon as well as the District of Columbia - have now effectively banned these loans, and CBS News chief investigative correspondent Armen Keteyian looks at why.T
stanley usa oday there are 24,000 payday lending stores in America - more than Starbucks and McDonald s combined. They provide 19 million American households a quick way to make ends meet. Please borrow only what you feel comfortable paying back, says a video by the lending industry.A typical customer takes out about eight payday loans a year - in essence, an advance on their paycheck - with rates as high as 20 percent, Keteyian reports.For lower- and middle-class families with few financial options, such loans - even at that price - are a godsend. But folks like Mary Bates now see something else - a short-term solution turned long-term trap. An endless cycle; a dead end, Bates said. I would advise anyone not to. For Bates it all began with a $
stanley canada 400 payday loan - plus $70 interest - to fix her c
stanley thermos ar. But after paying it off two weeks later, she couldn t afford to live on what was left.So she took out another loan, starting a two-year cycle with a variety of payday lenders that ended up costing this single mother of two what she says was more than $1,5 Xesu 鈥婸enny Dreadful Races to the Season Finale with a Sleepover
It the folk-rock polka
stanley cup music that really makes it. What most impressive about this illusion is how it manages to trick your brain, even after you ;ve worked out the whole split-body, black-and-white outfit situation that m
stanley termoska akes it work. Try as you might, and conscious of the gimmick though you may be, it more or less impossible to watch without lapsing back into the illusion. As Susana Martinez-Conde, laboratory directors at the Barrow Neurological Institute, puts it: our visual system insists in grouping adjacent body parts by color and congruent motion . Plus, like we said, there the folk-rock polka music. Which adds a whole ext
stanley cup ra layer to the hypnotic nature of the experience. [Via SciAm] NeurosciencePsychologyScience
